Welcome to SKPPL (Shri Kalyan Punji Pvt. Ltd.). Your privacy is important to us. This Privacy Policy explains how we collect, use, and protect your personal information when you use our services, including credit cards, loans, and insurance.

1. Information We Collect
We may collect the following details:

Your name, mobile number, and email ID

PAN card, Aadhaar card, address proof, etc.

Financial details (income, loan history)

Information shared through forms, WhatsApp, or customer support

IP address, device info, and browsing activity on our site

2. Why We Collect Your Data
We use your data to:

Process applications for credit cards, loans, and insurance

Verify your identity and eligibility

Share your application with our partner banks or NBFCs

Send updates, offers, and support

Improve our website and customer service

3. Sharing of Information
We do not sell your personal information. We may share it with:

Banks, NBFCs, and insurance partners to process your application

Government authorities if required by law

Our trusted technology or marketing partners (under strict confidentiality)

4. Data Security
Your information is stored securely using encryption and access controls. While we take precautions, no system is 100% safe. Please be cautious when sharing your data online.

5. Use of Cookies
We use cookies to improve your experience on our website. You can control cookies through your browser settings.

6. Your Rights
You can:

Request access to your data

Ask us to correct or delete your data

Unsubscribe from promotional messages anytime

To request, email us at [your email].

7. Changes to This Policy
We may update this policy. Please check this page regularly. The “Effective Date” will tell you when it was last revised.

8. Contact Us
If you have any questions or complaints about our Privacy Policy, contact us at:

SKPPL (Shri Kalyan Punji Pvt. Ltd.)
📞 Phone: +91-9669466946
📧 Email: info@shrikalyanpunji.com
📍 Address: Vishal Astra Building, Satya Sai, Indore